Frequently Asked Questions

Home Helpers Properties specializes in making homeownership accessible to individuals who may face challenges with traditional bank financing. We offer owner-financed homes in New Orleans and the surrounding areas, with flexible options tailored to each client’s unique situation.

We provide homes throughout Greater New Orleans and Southeast Louisiana, including Orleans Parish, Jefferson Parish (east and west banks), St. Tammany Parish, St. John Parish, Tangipahoa Parish, and more. Our properties extend from Gentilly and New Orleans to Metairie, Slidell, Covington, and beyond.

We’re a true “one-stop-shop” for homeownership. Unlike traditional banks, we take chances on people with credit challenges or income verification issues. We offer owner financing options, which provide better protection than rent-to-own arrangements and are much quicker and easier than the traditional bank process. Our mission is to make homeownership accessible to everyone with stable employment who can afford monthly payments of similar rental amounts.

Owner financing (also called seller financing) means you apply to finance directly with us, the developer, instead of getting a traditional mortgage from a bank. Home Helpers has more flexible terms than traditional banks, making homeownership possible for many who would otherwise be denied.

With owner financing, you’ll avoid many of the pricey costs and fees, and the whole process moves much quicker.

Owner financing provides you with actual homeownership from day one, while rent-to-own typically gives you the option to purchase after a rental period. With our owner financing, you immediately build equity in your home and have all the legal protections of a homeowner, unlike rent-to-own arrangements which offer limited protection for renters.

Yes! Pets are welcome with owner financing. Since the home is yours from day one, you have the freedom to make it a home for your entire family, including your furry friends.

The insurance is in your name immediately upon closing. As the homeowner, you’ll be responsible for maintaining homeowner’s insurance throughout the term of your financing, just like any traditional homeowner. And, with HHP, it’s all included in the monthly payment.

We offer no down payment options for qualified buyers. Our goal is to make homeownership accessible to hardworking families who can afford monthly payments but may not have saved enough for a traditional bank down payment.

We work with clients across the credit spectrum and don’t have strict minimum credit score requirements. Even if you’ve been denied elsewhere due to credit challenges, we encourage you to apply – we try harder to find solutions that work for your situation.

At HHP, a strong monthly income will help us overlook past credit issues.

Past evictions don’t affect your qualifications. We understand that financial hardships happen, and we focus on your current ability to make monthly payments rather than past difficulties.

Yes! A recent job change most often doesn’t affect your qualifying. We understand that career transitions are a regular part of life. What matters to us is your current income stability and ability to make your monthly payments.

Absolutely. You can qualify on a fixed income, including Social Security, permanent disability benefits, pension, or other regular income sources. As long as your monthly income can comfortably support the home payment, we’ll work with you to find the right property for your budget.

Most of our homes have monthly payments ranging from $1,400 to $2,000, which is usually comparable to rental rates in the area. The exact amount depends on the specific property, its location, and the terms of your financing.

Because they’ve earned it. Oftentimes, HHP covers all fees and charges to qualified current and former military personnel. They only need to bring their ID to the closing; no money is required.

We recommend browsing our available properties first and scheduling a viewing of any homes that interest you. Our team can show you properties and answer your questions in person.

Once you’ve attended a formally scheduled viewing of a home you love, you’ll need to fill out our free online application form.

Yes, you can use a co-signer – even temporarily. A co-signer can help strengthen your application if needed, and we offer flexible arrangements that may allow the co-signer to be removed from the financing once you’ve established a strong payment history.

Most clients can receive an answer within 1-2 business days after submitting all required documentation. The full approval and closing process typically takes 2-3 weeks, much faster than traditional bank mortgage closings.

Yes, we do run a ” Soft Pull” credit check initially as part of our application process. HHP does not have a minimum score; we look at your complete financial picture rather than just focusing on your credit score.

By authorizing our credit check, you allow us to better understand your situation and tailor our financing options to your needs.

We offer a variety of renovated single-family homes throughout the Greater New Orleans area and Southeast Louisiana. Our properties range from cozy cottages to more spacious family homes, with all featuring modern renovations and updates.

Yes, we specialize in offering renovated homes that are move-in ready. Our goal is to provide quality housing that doesn’t require immediate repairs or additional investment from buyers.

Yes! You can browse our current listings on our website under “Homes For Sale.” We encourage you to contact us about any properties that interest you, so we can arrange viewings.

Phone: (504) 301-6540
Email: in**@*******************es.com
Website: www.homehelpersproperties.com
Social Media: Follow us on Facebook, TikTok @homehelpershomes, and Instagram @homehelpersnola

Still have questions? Contact our team today, and we’ll be happy to assist you on your path to homeownership!